Expand Operations Without Liquidity Strains
Whether you are a retailer, manufacturer, service provider, or trader in Delhi NCR, cash flow is the lifeline of your company. MAXFIVA Financial Services connects you with competitive collateral-free business loans, overdraft (OD/CC) facilities, and term loans from India's top lending institutions.
Our dedicated corporate loan specialists optimize your GST returns, banking credits, and balance sheets to secure the highest sanctioned amounts at favorable terms.
Business Loan Solutions We Deliver
Unsecured Working Capital
Maintain healthy cash flows, pay vendor bills, manage inventory, and fund seasonal demand without pledging any property.
Machinery & Equipment Loan
Purchase modern commercial machinery and industrial equipment with customized payback structures tailored to ROI.
MSME & SME Business Loans
Special government-backed and NBFC credit lines curated for small and medium enterprises seeking growth capital.
Overdraft / CC Limits
Flexible revolving credit facility where you only pay interest on the exact funds utilized for day-to-day operations.
Business Loan Eligibility & Document Checklist
Eligibility Criteria
- Business Vintage: Minimum 2 to 3 years of active operations.
- Annual Turnover: Minimum ₹25 Lakhs+ annual turnover with GST filing.
- Entity Types: Proprietorship, Partnership, LLP, Pvt Ltd companies.
- Credit Score: 680+ credit score of primary proprietor/directors.
- Banking: Healthy average monthly banking balance without frequent bounces.
Required Documents
- Entity Proof: GST Certificate, MSME Udyam, Partnership Deed / MOA & AOA.
- Promoter KYC: PAN Card, Aadhaar Card, Electricity Bill of Office & Residence.
- Financials: Last 2 years audited ITR, Balance Sheet, P&L (if applicable).
- Banking Statements: Last 12 months Current Account bank statement in PDF.
- GST Returns: Last 12 months GSTR-3B and GSTR-1 filings.
Business Loan EMI Calculator
Calculate your monthly repayments based on desired loan amount and tenure.
Apply for Business Loan Assistance
Submit your basic enterprise details to receive a customized funding proposal from our specialists.
Business Loan FAQs
Yes, MAXFIVA specializes in collateral-free unsecured business loans up to ₹50 Lakhs based on business turnover and healthy banking track records.
Upon submission of complete financial documents and verification, business loan approval and disbursal can take as little as 48 to 72 hours.
While GST returns help secure higher loan amounts and lower interest rates, we also have banking partners offering customized surrogate funding for smaller enterprises.